You Have Options, Even When The Other Driver Doesn’t Have Insurance.
If you have been injured in an accident with a driver who did not have sufficient insurance to cover your losses or had no insurance at all, do not think that you have no other option than to pay the bills yourself. If you have uninsured/underinsured motorist (UM/UIM) coverage on your policy, you have access to coverage for most of what you would have been able to claim against the negligent driver.
Even with this specialized coverage in place, insurance companies can still be extremely resistant to paying a clearly legitimate claim. Having a skilled Sacramento personal injury attorney representing you from the outset can help to ensure that your interests are protected to the fullest possible extent. At The Weinberger Law Firm, we represent clients in a wide array of claims involving uninsured or underinsured motorists, hit-and-run accidents and other matters.
Many people who have UM/UIM coverage are hesitant to file a claim for fear of an increase in premiums or having their policies dropped completely. Policyholders have specific protections under the law against retaliatory behavior by an insurance company for a claim involving an accident they did not cause. You pay UM/UIM premiums specifically for these types of emergencies, and you have every right to use the coverage without consequence.
When you choose our firm, we take the time to review your policy, explain the benefits it provides and help you take the necessary steps to seek the full measure of compensation available under its terms. We work directly with your insurance company to negotiate a fair settlement and stand ready to advocate for your interests in court if an agreement cannot be reached.
Contact a car accident lawyer in Sacramento to discuss your UM/UIM claim. We offer a free consultation where you can get your questions answered and learn more about your legal options. You can reach us by phone at (916) 357-6767 or send us an email to schedule an appointment.