The Sacramento injury attorneys at the Weinberger Law Firm would like to take the time to explain premises liability insurance and the types of claims that can be made by individuals who lease property. Many people across the country rent space to live in from another, and when that agreement is made, an agreement is also made that the place you are leasing will be habitable and safe. Unfortunately, this is not always the case and building owners know this all too well. Because of the inherent liability attributed to the property owner, the owner must carry liability insurance to cover any possible future liabilities that may arise from their care of the property in question. If you or someone else was injured or killed as a result of the habitability or safety of the property, the building owner can be deemed liable. Their liability will likely be transferred to an insurance company in the form of an insurance contract, meaning the insurance company will ultimately be deemed liable for your injuries sustained
There is a distinct difference between habitability claims and injury claims, although both are covered by a general liability policy, which will encompass the following three types of claims:
Because habitability claims do not require an instance of property damage or bodily injury, they fall under the personal injury liability category.
Habitability claims involve the current status and living conditions of a building. These claims are related to current living conditions and do not require a specific instance of bodily injury or property damage. The act of leasing an uninhabitable space is illegal and is defined by California Civil Code Section 1941, which states that when a landlord rents property as a place of residence, the property must by law be in a habitable condition, meaning all of the below conditions must be met:
There are items that fall under the responsibility of the tenant, so if any of the above conditions are not met because of the tenant, the landlord will not be deemed liable. If any of the above criteria are not met as a result of the landlord’s inaction alone, you will have cause to file a habitability lawsuit against your landlord, which should be covered by their general liability insurance policy. The place you and your family live is supposed to be safe and habitable, and if it is not, you should call the Sacramento injury attorneys at The Weinberger Law Firm. Whether you rent a house, an apartment, or a condominium, habitability is a right deserved by all, and the Sacramento injury lawyers at this personal injury law firm will fight to guarantee access to that right.
You do not have to be a tenant in order to file a premises liability claim against an irresponsible property owner. If you used the property and were hurt as a result, you may be entitled to compensation for medical bills and pain and suffering. Our personal injury attorneys in Sacramento are experts in premises liability law and fight to maintain safe living and working conditions for our community. If you have been hurt because of someone else’s negligence, or feel that the property you are renting is uninhabitable, call our personal injury lawyer in Sacramento for a free consultation today!
Contact our office to to speak with a personal injury attorney in Sacramento about your injury claim. We offer a free initial consultation where you can get honest answers to your questions and learn more about your legal options. You can reach us by phone at (916) 357-6767 or send us an email to schedule an appointment.